Water means rich pickings for some like this lucky kingfisher but for others the recent storms might bring the misery of flooding. "Does it flood?" is a common question. The flood maps on the Environment Agency website give a guide but local knowledge and advice is key. Certainly the market seems to be picking up, viewing a house for some clients last week we learnt that eight potential buyers, all of whom could proceed were also hoping to find that it was the perfect property for them. Get all those ducks in a row and don`t let the ideal prize slip through your fingers!
Thanks to David White for the amazing photos.
It's Christmas Carols time and whether your preference is for the awe inspiring and glorious surroundings of the minsters in Beverley and York, cathedrals in Ripon, Leeds, Gloucester and Salisbury and the ancient abbeys of Malmesbury and Bath or for the more intimate surroundings of a parish church in locations like Bridlington, Cirencester, Malton, Northallerton, Tetbury and many more, there is something for everyone who enjoys the sound of Carols wherever you chose to live in the Cotswolds, Gloucestershire, Lincolnshire, Yorkshire or Wiltshire. Village churches also offer an opportunity to enjoy singing with neighbours new and old, and those wanting THE most wonderful and romantic festive experience, why not head to the beautiful hamlet Church of Crambe in North Yorkshire for an amazing candle-lit Carol Service .
Jo Aldridge and John Hoyes - The Property Hounds would like to wish you all a Very Happy Christmas and a Prosperous New Year!
Are you finding it hard to look for a home in God`s Own Country? Or at least that is what many folk term Yorkshire! Worry not about the difficulties of a property search in far off climes, Property Hound has the answer and is about to be unleashed in Yorkshire and Lincolnshire . Property specialist John Hoyes M.R.I.C.S. F.I.Ag.M. has lived in the area for many years and has a wealth of property experience plus excellent local contacts is the man to get in touch with.
Full details will shortly be revealed on our website, but in the meantime if you would like to discuss your search in Yorkshire or Lincolnshire why not call John on 07702 415127 or email email@example.com
Having been a property finder for nearly eighteen years I sometimes wonder if a course in "couple counselling" might be useful? Trying to gauge whether the lion or the lioness wears the trousers as far a property search is concerned is not as easy as one would think! I recently had this dilemma whilst trying to find the perfect property for a couple of retirees. The husband taking me on one side and advising me to be very firm with his wife's expectations for a new home and a few minutes later the wife taking me quietly aside and asking me to persuade her husband that the house we were in the middle of viewing, that she liked and he didn't, was worth considering - talk about being between a rock and a hard place!
The current uncertainty in the property market of course does not help decision making, but in Which magazine at the end of July, Kate Faulkner said ‘‘Buyers are holding back in the hope that prices will fall. But it’s not only demand that’s dropping – supply is, too, with many people battening down the hatches until we have a clearer picture of what’s going to happen. ‘This can limit the likelihood of decreasing house prices, but also mean that few move, as there’s little choice on the market for would-be sellers. ‘I don’t think buyers should be put off by fears of a house price crash as long as they mitigate the risks. If you bought a property now, even if it did drop in value in the short term, the market would probably have corrected itself by the time you wanted to move (assuming you stayed there for at least five years).
This lovely photo of the recent Summer Solstice at Avebury in Wiltshire signifies that shortly we will start to see the days beginning to shorten. With a continuing shortage of property, looking for the ideal home must seem to some like reaching for the stars. The Brexit / next PM conundrum continues, but an interesting ingredient in the mix is the proposal by Boris to shake up the stamp duty system. The Telegraph reports " Boris Johnson seems to be saying that our stamp duty system needs to be knocked down and rebuilt from scratch - estate agents will be cheering at Johnston`s plan to reverse the heated stamp duty changes to the top end of the market. In November 2014 the stamp duty for a home is worth more than £925,000 was hyped which had the instant effect of slowing down the top end of the market to a standstill. Ever since then transaction levels have languished, home owners have been unable to sell and prices have dropped in many expensive areas. Cutting the top rate of stamp duty from 12% to 7% would likely reinvigorate the market."
Watch this space!
Having just acquired an new inquisitive hound - meet Truffle 12 weeks old - who certainly pushes the boundaries, got me thinking about the need to similarly push boundaries when looking for a new property. Sometimes it is not possible to find exactly the perfect property inexactly the desired area, but if most of the other boxes are ticked then it just might be worth considering locations not previously on the wish list. I was down in what we call the Berkeley Vale yesterday looking at an old farmhouse and was reminded just how pretty this location can be. Bordered on the West by the River Severn and to the east by the M5 prices can be a bit lower than to the east, but you are still within sensible reach of Cheltenham and Bristol for shopping, culture and business, but close enough to Cirencester and Tetbury for that touch of the Cotswolds.
By the way, I get the feeling that the property market is beginning to wake up …..I have certainly had more enquiries and all the agents I talk to declare they are appraising more properties with a view to selling. Must dash, Truffle is waking up up too and thinks it’s time to explore her boundaries once again!
This fellow is looking pretty dozy, but should he, if he used an online estate agent?
Talking to colleagues and doing some research lately, thereare mixed views on the merits of online agencies as opposed to traditional agencies.
Yes, it is certainly much cheaper, but will it secure you the best deal in the shortest time and will the transaction be hassle free? Many sellers using an online agency report on the lack of personal engagement and pro- activity on the marketing front and once an offer is received, many seem to miss the skills of an `on the spot`, properly trained negotiator to secure the best price and see the transaction through smoothly.
I know I am being old fashioned, but in my opinion nothing beats a good pro active high street agent to secure the deal you want - rather like this wise old owl!
With lack of supply there can be competition for whatever you seek, whether it be a piece of an apple or a fish!
My advice is get all those ducks in a row. If you have to sell first then put your property on the market, as you will not be regarded as a serious contender unless you can proceed. If a buyer comes along for your sbefore you have found somewhere - don't panic, they often wait if they want yours enough. Don't let them spend money on a survey until you have found somewhere or again too much on the legal front until you are ready, that way hopefully you won't annoy a buyer should they get tired of waiting. But once you have found your new home then its full steam ahead on all counts. Make sure your solicitor knows of your plans to sell and talk to a financial advisor if you need a mortgage at the very start of your search.
As we enter 2019 the HousingMarket still seems to be confusing!
The Daily Telegraph has just reported some Nationwide figures, `House prices are growing at their weakest pace since February 2013, rising by just 0.5pc in December compared to a year ago. The figure marks a noticeable slowdown from previous months, when prices had been rising at around 2pc. Nationwide, which published the figures, said that it was "broadly in line with expectations" of prices rising by 1pc in 2018.` The Nationwide went on to say `If the economy continues to grow at a modest pace, and the uncertain economic outlook lifts, "things should start to pick up to normal levels of about 2pc in 2019`
Talking to a major Cotswold agent - they have reported noticing some vendors deciding not to wait for the traditional Spring market but instead going for it now, before more homes come to the market . Correct pricing was the key, overpriced properties with a blight were not shifting, but recently a property where the vendor had expectations around £1.1m., but allowed the property to be marketed at just under the million, resulting in competition building up and a sale being agreed at £1.4m! For those searching for the perfect property, remember accurately priced properties, minus a blight should not have any problem selling - so keep those eyes skinned!
The last full moon of 2018 showing the beauty of the Wiltshire countryside and then fireworks to welcome we hope a Happy and Prosperous 2019 to all !